Business Ready Finance

About Us

Experience, clarity, and commercial expertise — applied to every funding case we handle.

We are a structured commercial finance broker built on deep sector experience, lender intelligence, and a commitment to getting the right outcome — not just any outcome.

Who We Are

Structured commercial finance, built on two decades of expertise.

At Business Ready Finance, we bring together over 20 years of experience across commercial finance, credit, fintech, insurance, and business development. With deep expertise in lender relations, underwriting, intermediary distribution, and strategic funding, we deliver clear, well-structured, and commercially effective solutions that support growth, stability, and long-term value.

20+

Years of sector experience

2015

Operating since

FCA

Authorised & regulated

Commercial Finance
Credit & Underwriting
Lender Relations
Intermediary Distribution
Strategic Funding
Fintech & Insurance
Leadership

The experience behind every case.

Pervin Govender — Founder, Business Ready Finance

Pervin Govender

Founder & Principal Adviser

"The right lender, the right structure, the right timing — that is what separates a funded case from a declined one."

Led by Pervin Govender, our approach is shaped by broad experience across credit, funding, insurance, and intermediary distribution, bringing commercial insight and strategic focus to every client relationship.

Commercial Finance & Credit20+ years
Lender Relations & UnderwritingDeep expertise
Intermediary DistributionSenior level
Fintech & InsuranceCross-sector
Our Expertise

What we bring to every case.

Four core disciplines that define how we approach commercial finance — and why our clients get better outcomes.

Commercial Clarity

We cut through complexity to give clients a clear, honest view of their funding position — what is viable, what is not, and why.

Tailored Structuring

Every case is structured around the specific business, not forced into a generic product. The right facility type, lender category, and submission approach matter.

Strategic Funding Expertise

With deep experience across credit, underwriting, and intermediary distribution, we identify the most suitable funding routes with precision and commercial intelligence.

Long-Term Client Relationships

We work with clients across multiple funding cycles — not just single transactions. Our focus is on long-term value, not short-term volume.

Why Clients Work With Us

Trust & Transparency

We tell clients what is realistic before any application is made. No false expectations, no wasted credit searches, no surprises.

Commercial Understanding

We understand how businesses trade, how lenders think, and how to bridge the gap between the two — intelligently and efficiently.

Funding Expertise

Over 20 years of experience across commercial finance, credit, fintech, insurance, and business development gives us a depth of knowledge most brokers cannot match.

Practical Execution

We don't just advise — we structure, prepare, and submit. Every case is handled with the rigour of a properly managed commercial finance process.

Long-Term Value

Our goal is not to close a deal. It is to deliver a funding solution that genuinely supports the client's business — now and in future funding cycles.

FCA Authorised

Serengetti Finance Limited is FCA authorised and regulated (FRN 802252), operating to the highest professional and conduct standards.

Operating Since 2015

A decade of structured commercial finance

London, United Kingdom

Serving UK businesses nationwide

Get in Touch

Ready to discuss your funding position?

Whether you have a specific requirement in mind or simply want to understand your options, we are here to provide a clear, honest, and commercially grounded view of what is possible.

Serengetti Finance Limited
41 Connaught Heights, 2 Agnes George Walk
London, E16 2FP
FCA Authorised & Regulated · FRN 802252

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