Business Ready Finance — UK Commercial Finance
Seven distinct funding routes — identify your category, and we'll structure the right approach. No scattergun submissions. No wasted credit searches.
Cover short-term cashflow gaps and keep trading smoothly.
£10k – £500k / unsecured available
Spread VAT or corporation tax without draining cash.
£5k – £250k / flexible repayment
Finance expansion, staff, stock, or new opportunities.
£25k – £500k+ / term loans & revolving
Bridging, development, and commercial mortgage solutions.
£100k – £2m+ / residential & commercial
Release cash tied up in unpaid invoices.
Up to 90% of book / confidential available
Fund vehicles, equipment, and machinery with manageable payments.
£10k – £500k / hire purchase & leasing
For group companies, holding structures, and bespoke cases.
Bespoke / structured approach
Business profile, funding need, and financial position
Lender-fit analysis and viability indication
Structured application to the right lenders
We don't just pass your details to lenders. We review your case, identify viable routes, and structure the approach before any submission.
Which lender types and facility structures match your business profile and funding need
Realistic assessment of approval likelihood based on your financial position and lender criteria
If your first choice isn't viable, we identify alternative funding structures that may work
If you proceed, we prepare and submit a properly structured case to the right lenders
Most brokers submit first and ask questions later. That creates unnecessary credit searches, declined applications, and wasted time. We assess lender fit before submission — so you only apply when there's a realistic route forward. A well-structured case also means better terms, lower cost of capital, and a facility that actually fits your business — not just the first product a lender will approve.
We're not a generic broker. We review the case, structure the opportunity, identify viable routes, and only then proceed to lender engagement.
We assess lender fit and viability before any submission. No blind applications, no wasted credit searches.
We structure the case properly — identifying the right facility type, lender category, and submission approach. Good structuring directly reduces the cost of borrowing and the time it takes to get there.
We understand lender appetites, criteria, and decision patterns. We match cases to lenders, not the other way around.
We don't chase volume. We focus on structured judgment, realistic assessment, and controlled progression.
Operating since 2015 with deep experience in commercial lending, property finance, and complex capital structures.
Serengetti Finance Limited (FRN - 802252). Professional standards, proper conduct, client protection.
Real outcomes from businesses we've helped structure, restructure, and fund.
"This is the first time I actually understand what's going on. BR Finance didn't just find funding — they explained why certain routes wouldn't work and structured a plan that made sense for my business."
"Fast, friendly service. BR understood our requirements, analysed our current state as a business and reduced our overall spend on debt servicing. We would definitely use them again."
"Cash is King — And BR Finance is the Trusted Advisor Every Growing Business Needs. In business, cash is always king — whether markets are booming or on the back foot. As a growing tech company, we knew that real expansion would require reliable funding — and BR Finance was exactly the partner we needed. From the very beginning, the BR Finance team took the time to listen. They didn't just offer us finance — they helped us set realistic, strategic growth targets and structured funding to ensure we could meet them. That proactive, tailored approach made all the difference. Five years later, we can confidently say that working with BR Finance has been one of the best decisions we've made."
10+ Years
In business finance
Structured Approach
Lender-aware methodology
Business & Property
Commercial and specialist finance
FCA Authorised
Regulated firm (FRN - 802252)
No. The initial assessment and eligibility check involve no credit searches. We only proceed to formal application if you choose to move forward — and we tell you in advance when a credit search will occur.
No. We don't scatter-submit. We assess lender fit first, then approach only the lenders most likely to approve your case. This protects your credit file and avoids unnecessary declines.
Previous declines don't automatically disqualify you. We review why you were declined, whether circumstances have changed, and whether alternative lender types or facility structures may work. Many of our successful cases involve businesses declined elsewhere.
Yes. We work with complex cases including newer businesses, multi-entity groups, property-backed structures, and businesses with credit issues. The key is whether there's a realistic funding route — and we assess that before proceeding.
We review your case within 2 hours. You'll receive an indication of viable funding routes, realistic approval likelihood, and next steps. If we proceed, we structure the application and submit to suitable lenders. If we don't think there's a realistic route, we tell you that too.
Get a structured assessment of realistic funding routes for your business. No credit impact, no obligation, no scattergun submissions.
FCA Authorised · Serengetti Finance Limited (FRN - 802252) · Operating Since 2015
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