Business Ready Finance
Specialist SME Business Loans
Your Money. Your Choice.
Payroll, stock, VAT, or expansion — flexible funding designed to fuel your growth, subject to lender approval and criteria.
At Business Ready Finance, we make business funding simple, clear, and transparent. Whether you need to cover payroll, invest in stock, or expand your business, we help you access the right finance solutions. Decisions are typically made within 24 hours for loans under £50k, subject to application and documentation.
No hidden fees, no surprises — just tailored funding with responsible borrowing at its core.
Business Ready Finance is a credit broker, not a lender. We are authorised and regulated by the Financial Conduct Authority.
Borrowing comes with obligations. Please ensure repayments are affordable before committing.
Quick Eligibility Check
See if you qualify in 2 minutes
Built for Business Owners, by Business Finance Experts
We understand the challenges of running an SME. That's why we've created a finance solution that actually works for business owners.
100% Transparent
No hidden fees, no surprise charges. You'll know exactly what you're paying from day one.
Lightning Fast
24-hour decisions for loans under £50k. Get the funding you need when you need it.
Simple Process
Our process is straightforward: only the essential documents required, so you can move forward quickly.
Your Money, Your Choice
Payroll, stock, VAT, expansion – use your funding however your business needs it.
Real Success Stories from UK SMEs
See how BR Finance has helped businesses like yours overcome cash flow challenges and achieve your growth goals.
Tom Powney
Briggs Shoes
"Fast, friendly service. BR understood our requirements, analysed our current state as a business and reduced our overall spend on debt servicing. We would definitely use them again."
Jeffrey Linton
JR Linton Tech
"Cash is King – And BR Finance is the Trusted Advisor Every Growing Business Needs"
In business, cash is always king—whether markets are booming or on the back foot. As a growing tech company, we knew that real expansion would require reliable funding—and BR Finance was exactly the partner we needed. From the very beginning, the BR Finance team took the time to listen. They didn't just offer us finance—they helped us set realistic, strategic growth targets and structured funding to ensure we could meet them. Five years later, we can confidently say that working with Business Ready Finance has been one of the best decisions we've made. We wouldn't hesitate to recommend them to any business with big ambitions and the drive to grow.
Enlight Group
Facilities Management
"Pervin has been a great help and very supportive. He helped us secure our first loan, which will give the opportunity to accelerate our growth. I highly recommend him for all things finance!"
Your Success Story Next?
Join hundreds of UK SMEs who have transformed their business with our tailored finance solutions.
From Application to Funding In Just Days
We've streamlined business finance to work the way modern SMEs need it – fast, simple, and transparent.
1. Quick Application
Complete our 2-minute online form with basic business details
2. Rapid Assessment
Our experts review your application and contact you within 24 hours
3. Funds Released
Money transferred directly to your business account
Ready to Accelerate Your Business Growth?
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