Cash flow finance for UK businesses that need to fund operations, manage seasonal demand, bridge payment gaps, or support growth without over-leveraging. The right working capital structure costs less, suits your cycle, and avoids facilities that create pressure at the wrong moment.
We review your cash flow profile, identify viable working capital routes, and structure the facility to match your operational cycle.
Review of your operational cycle, payment terms, and working capital requirements
Invoice finance, trade finance, revolving credit, or asset-backed working capital
Terms structured to match your cash conversion cycle and seasonal patterns
Matched to lenders who understand your sector and operational model
Different operational needs require different facility structures. We identify which route matches your business model.
Release cash tied up in unpaid invoices. Advance up to 90% of invoice value within 24 hours.
Fund stock purchases, supplier payments, or import/export transactions before customer payment.
Flexible credit line you can draw down and repay as needed. Pay interest only on what you use.
Secured against business assets like stock, equipment, or property to access larger facilities.
Fast funding repaid from card takings. Suited to retail, hospitality, and high-volume card businesses.
Bridge VAT payment gaps without disrupting operations. Repay when customers pay you.
Technology · Software Development
Fast-growing tech business needed £150k for expansion but couldn't afford aggressive repayment terms that would constrain cash flow during growth phase. Previous lender offered unsuitable short-term facility.
Structured growth capital with extended terms aligned to revenue projections. Enabled strategic expansion without cash flow pressure or equity dilution. Matched to lender who understood tech sector growth patterns.
The facility type, term length, and repayment structure directly affect what working capital costs you. Matching the right route to your operational cycle isn't just sensible — it saves money and reduces the borrowing you actually need.
We analyse your payment cycles, seasonal patterns, and working capital requirements before recommending a route
Invoice finance, trade finance, or revolving credit — we identify which structure fits your operational model
Terms structured to match when cash actually flows through your business, not arbitrary monthly payments
We don't submit to lenders whose terms would create cash flow pressure or operational constraints
Matched to lenders who understand your industry's working capital patterns and payment cycles
Structured working capital for UK businesses through multiple economic cycles and market conditions
Start with a confidential case review. We'll assess your cash flow profile and identify viable working capital routes.
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